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Consumer Loan Interest Rates (effective 02/11/2010)



PRODUCT
TERM
APR*
.New Auto** .Up to 72 months .6.25%
.Used Auto*** .Up to 48 months .7.25%
.Overdraft Protection .Revolving .18.00% fixed
.Unsecured Loan .Up to 48 months .16.00% fixed
.Home Equity Line of Credit .Call for details .Call for details

 

*APR = Annual Percentage Rate

**New auto loans require a 10% down payment or trade in.

***For used auto loans, the maximum loan that the bank will finance is the lesser of 75% of retail pricing or 100% of trade-in value from Kelly Blue Book, NADA or Edmunds online.

Customers who have their monthly auto or unsecured loan payment automatically deducted from their Regal Bank & Trust deposit account will receive a 25 basis point reduction.

Assumptions

For current Mortgage Rates, contact Doug Bruchman in Owings Mills at 410.363.1772.

Rates, terms and conditions are subject to change at bank's sole discretion without notice.

 

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